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In Ireland there are three types of insurance cover available from most insurance companies:

1. Third Party Car Insurance
2. Third Party, Fire and Theft Car Insurance
3. Comprehensive Car Insurance

Lets explain them one by one.

1. Third Party Car Insurance

This is the  minimum legally required insurance type to be able to drive your car in Ireland and is the cheapest option available from most insurance companies or insurance brokers. In the case of an accident, this type of insurance will cover you for damages done to third parties or to a third party vehicle.
A few things you are not covered for:
a. It does not cover you for damages done to yourself or your car in the case of a motoring accident.
b. It does not cover you in the case of car theft or attempted theft.
c. It does not cover you if your car goes on fire.

2. Third Party, Fire and Theft Car Insurance

This is probably the most common insurance cover.
In the event of an accident, this covers damage to a third party vehicle, injury to third parties, liability to passengers in the policyholder’s car. This type of cover also includes damage by fire, theft or attempted theft to the policyholder’s car.
A few things you are not covered for:
a. It does not cover you for damages done to yourself or your car in the case of a motoring accident.

3. Comprehensive Car Insurance

In the case of an accident, comprehensive insurance covers damage to a third party vehicle, injury to third parties, liability to passengers in the policyholder’s car and also covers accidental damage to your car.
If available, windscreen cover is also included.
This type of cover also includes damage by fire, theft or attempted theft to your car.
As expected, it is the most expensive cover available, but if your car it’s worth lots of money, it will be the most recommended option.